1045 Church Road

LUSBY, MD 20657

  • 3 Bed(s)
  • 3.0 Bath(s)
  • 2,860 Sqft
  • 52708
    Sqft(Lot)
$850,000

Description

***open house - thursday, march 27, 4pm-6pm**

location! location! location! waterviews abound from practically every part of this beautiful 1.21-acre property with 449' of frontage & 10'+ water depth on mill creek. the frontage is ripped rapped and boasts 2 private piers, each with deep water, and a private boat ramp! this is the perfect lot/location!

as you approach the home, you'll notice a spacious driveway with ample parking and scenic views of mill creek. step onto the front porch and into the welcoming foyer—an ideal space to greet family and friends. to the right, you’ll find a convenient laundry room, and to the left, a nicely sized kitchen featuring a brand-new refrigerator and stove.

flowing back through the kitchen, you’ll enter the generous dining room, offering plenty of space for a full dining set and perfect for hosting while your guests enjoy glimpses of the water. beyond the dining area lies a spacious living room, highlighted by expansive views of mill creek. just off the living room is a charming sunroom—likely to become your favorite spot in the house—where you can soak in the stunning sunsets and peaceful waterfront views.

down the main hallway, you’ll find a large hall bathroom that serves the main floor including the second bedroom. the primary suite is complete with an ensuite bath, walk-in closet, and, of course, more water views. a second bedroom is conveniently located nearby for guests. upstairs features a third bedroom, another full bath, and a large family room with breathtaking views of the water, along with a galley-style kitchenette—ideal for added comfort or guest use.

the partially finished basement offers great potential for storage, a recreation room, or anything else you envision. outside, the property includes two sheds, mature trees, and a spacious yard ready for your landscaping dreams.

additional features of this special home include a newly encapsulated crawlspace, newer septic system with bat system, new oil tank, generator hookup at the panel, new attic insulation, new crawlspace insulation, and a brand-new roof installed last year. original oak floors add warmth and charm throughout the home.

****we have verified via the calvert county health department that the existing septic system is approved for up to 3999 finished sqft. this property is the perfect candidate for a remodel or small addition. 3,000+ modernized sqft in this location with the character of this lot would result in a value +/- $1,500,000!! put your touches on this home and pick up some upside along the way!!***

no interior photos are provided at this time due to the interior being staged for an upcoming estate sale.

this waterfront gem is truly special and priced to sell—don’t miss your opportunity. schedule your private showing today!

  • Property Type

    Residential

  • Subdivision

    Mill Creek

  • County

    CALVERT

  • Style

    Cape Cod,Ranch/Rambler

  • AD ID

    49081505

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Property Details

  • Bedroom Information

    • Total Bedrooms : 3
    • Master Bedroom Level: 2
    • Total Bedroom (Upper): 1
    • Bedroom Upper Level 1: 1

    Bathroom Information

    • Total Baths: 3
    • Full Baths: 3

    Laundry Source

    • Laundry Type : Hookup,Main Floor

    Water/Sewer

    • Water Source : Well

    Room Information

    • Patio/Porch Features: Porch(es)

    Interior Features

    • Bathroom - Soaking Tub,Bathroom - Jetted Tub,Bathroom - Tub Shower,Breakfast Area,Carpet,Ceiling Fan(s),Dining Area,Entry Level Bedroom,Floor Plan - Traditional,Kitchen - Island,Primary Bath(s),Wood Floors
    • Roof : Architectural Shingle
    • Basement Description: Connecting Stairway,Improved,Interior Access,Outside Entrance,Partial,Side Entrance,Walkout Level,Workshop,Partially Finished
    • Property Appliances: Dishwasher,Exhaust Fan,Refrigerator,Icemaker,Oven/Range - Electric,Stove,Water Heater

    Roofing Information

    • Architectural Shingle

    Heating & Cooling

    • Cooling: Central A/C,Ceiling Fan(s)
    • Heating: Forced Air,Baseboard - Hot Water
    • Cooling Fuel: Electric
    • Heating Fuel: Oil

  • Building Information

    • Year Built: 1972
    • Structure: Detached
    • Major Appliances: Dishwasher,Exhaust Fan,Refrigerator,Icemaker,Oven/Range - Electric,Stove,Water Heater
    • New Construction: No
    • Built: 1972
    • Construction Material: Brick
    • Roof: Architectural Shingle
    • Foundation/Basement: Slab,Crawl Space
    • Architecture: Cape Cod,Ranch/Rambler
    • Pool/Private: No Pool
    • Roof Type: Architectural Shingle

    Exterior Features

    • Water Access Features: Boat - Powered,Fishing Allowed,Canoe/Kayak,Personal Watercraft (PWC),Private Access,Sail,Swimming Allowed,Waterski/Wakeboard

    Pool Information

    • Pool: No Pool

    Utility Features

    • Water: Mill Creek
    • Sewer: On Site Septic

    Water

    • Water Heat: Electric

  • Lot Information

    • Lot Size: 52,708
    • Lot Size (Acres): 1.21
    • Waterfront: Rip-Rap,Boat/Launch Ramp - Private,Private Dock Site
    • Architectural Style: Cape Cod,Ranch/Rambler
    • Main Square Feet: 52,708

    Property Information

    • SQ ft: 3,548
    • SQ ft (Living Area): 2,860
    • Total Lot SQ ft: 52,708
    • View: Creek/Stream,Scenic Vista
    • Subdivision: MILL CREEK
    • Financing: Cash,FHA,VA,Other
    • Total Acreage: 1.21
    • New Construction: No
    • Type: Cape Cod,Ranch/Rambler

  • Listing Information

    • Possession: Negotiable
    • Days Of Market: 6

  • Tax Information

    • Annual Tax: $7,298
    • Tax Year: 2024
    • Total Taxes Payment Frequency: Annually

    Possession

    • Negotiable

    Assessment Information

    • Taxes Assessment Amount: $666,433

  • Parking Information

    • Parking Features: Asphalt Driveway
    • Parking Type: Driveway

    Multi-Unit Information

    • Acceptable Financing: Cash,FHA,VA,Other
    • Roof: Architectural Shingle

    Homeowners Association Information

    • Direction: From C21NM PF: S on MD 4, Turn left onto Rousby Hall Rd (MD-760). Go for 0.3 mi., Continue on Rousby Hall Rd (MD-760). Go for 1.2 mi., Take the 2nd exit from roundabout onto Olivet Rd. Go for 1.5 mi., Turn left onto Church Rd. Go for 0.2 mi.

  • School Information

    • Elementary School: DOWELL
    • Middle OR Junior School: MILL CREEK
    • High School: PATUXENT
    • School District: CALVERT COUNTY PUBLIC SCHOOLS

    Utility Information

    • Water Source: Well
    • Sewer: On Site Septic
    • Cooling Fuel: Electric
    • Heating Fuel: Oil
    • Hot Water: Electric

    Location Information

    • Location Type: Creek/Stream
    • Direction: From C21NM PF: S on MD 4, Turn left onto Rousby Hall Rd (MD-760). Go for 0.3 mi., Continue on Rousby Hall Rd (MD-760). Go for 1.2 mi., Take the 2nd exit from roundabout onto Olivet Rd. Go for 1.5 mi., Turn left onto Church Rd. Go for 0.2 mi.
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Data provided by Bright MLS. Property information is for the users personal, non-commercial use. Information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties that appear on the website may no longer be for sale, and may be under contract or sold. ©2025 Bright MLS, All Rights Reserved. Information is reliable but not guaranteed.

BuyOwner last updated this listing 04/21/2025 @ 05:43

  • MLS: MDCA2020264
  • LISTING PROVIDED COURTESY OF: ,
  • SOURCE: BRIGHT MLS

is a Home, with 3 bedrooms which is recently sold, it has 2,860 sqft, 52,708 sized lot, and 0 parking. are nearby neighborhoods.