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Call Toll Free 800-771-7777 |
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| Title Insurance |
Protect your investment from hidden liens and claims. |
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Your mortgage lender will most likely require you to purchase title insurance before it will loan you the funds to purchase your home. But title insurance also protects you, the homeowner, from any claims to your home or land. Before you purchase your home, your title company will perform a title search on the property. However, even the most diligent search sometimes does not reveal hidden problems with title. Title insurance protects against loss from hidden defects in title to real property that are not discovered during the title search such as undisclosed heirs, fraud or forgery, or alterations of instruments. Unlike most insurance policies, title insurance is a one-time cost. This is because title insurance insures against defects in title occurring before the effective date of the policy; it does not insure against future losses. In addition to providing a title insurance policy on your home, the Title Department will work with you and your buyer to gather and organize all the necessary documents needed to ensure a smooth closing. Contact the Title Department today to learn how it can help you. Contact our Title Department today to learn how you too can protect your investment. |
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